A scheme that provides comprehensive protection for life as well systematic saving and investment.

UniCare is a whole-life unit-linked scheme. It offers a unique combination of benefits covering the insured, in case of loss of life, diagnosis of a Dread Disease as well as Permanent Total Disability. 

The scheme is addressed to people who want to be prepared for all unforeseen incidents in their lives and need comprehensive protection, while at the same time want to do systematic savings.

UniCare provides insurance protection in case of loss of life for any reason while at the same time helps the policy holder to build up capital.

It offers a unique combination of benefits which are incorporated in the scheme: Whole life cover, Whole life cover for ten dread diseases, cover for permanent total disability up to the age of 65.

UniCare is a whole-life scheme with maximum age of entering the scheme being 70 years old. It offers insurance cover of €200.000 as well as many alternative combinations of insurance cover and investment.

In case of the policyholder’s death, or in the case that he is diagnosed with a dread disease or permanent total disability, the dependents receive the insured amount or the surrender value, whichever one is bigger.

The ten dread diseases are as follows:
• Cancer (of specified severity)
• Coronary Artery Disease Requiring Surgery
• Heart Attack (of specified severity)
• Chronic Kidney Failure
• Major Organ Transplantation
• Stroke
• Structural Heart Surgery
• Multiple Sclerosis
• Benign Brain Tumor
• Blindness

Periodic reviews can apply after the first 10 years of the scheme, then every 5 years and then every one year after the age of 60.


Important Information: 

In order to find out more information about how this scheme is connected with the internal unit-linked Funds of Universal Life you can visit the below links:

Scheme Key Information Document

Internal Investment Funds Informative Notes

More benefits can be added to Unicare in order to cover all your insurance needs:

• Accidental Death
• Major Medical

Find out more details about each of the above benefits.

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