The best-selling health scheme in Cyprus

MultiCare International Health Plan, the best selling health scheme in Cyprus, was developed in association with AXA PPP healthcare, one of the largest health insurance companies of the UK with more than 60 years of experience and more than 2 million insured people all over the world.

MultiCare International Health Plan is a diverse product with 4 different options:   

  • Premiere has a yearly maximum of €3.000.000 per person 
  • Value Plus provides maximum cover of €200.000 per person
  • SmartStart provides an overall annual maximum of €100.000 per person
  • Student Care, is offered to all students in Cyprus and abroad, has an annual limit of €100.000.


Plan options Premiere and Value Plus cover the following:

  • Comprehensive cover:  which provides cover for both In-patient and Out-patient expenses
  • Standard cover which provides cover for In Patient expenses only

 Additionally our Premiere and Value Plus options offer the following:

  • As MultiCare is truly an international health plan, customers can freely select the country in which to receive treatment based on their choice of regions:
    • Area 1 : provides cover for the whole world
    • Area 2 :provides cover for the whole world excluding the USA, Canada and Switzerland
  • Outside Area of Cover: We provide cover for emergency treatment even if you are outside of your area of cover
  • Direct Settlement of In-Patient Hospital Bills: To alleviate you of the burden of paying large amounts of money and then waiting to be reimbursed, we have created the “direct settlement network” of over 11.000 medical providers worldwide through which in patient bills can be settled.
  • Preferred Providers Network in Cyprus: In order to serve you better, we have created a local network of more than 600 medical professionals (doctors, hospitals/clinics and medical providers) in Cyprus.
  • Pregnancy: The benefit covers normal pregnancy and child birth including in-patient and out-patient antenatal and post natal consultation and delivery. It also covers charges for treatment related to complications incurred during pregnancy including caeserian section. There is a limit for this benefit depending on the scheme.
  • Cover for newborn babies: MultiCare offers cover for newborn babies as long as they join their parent's plan within three months of their day of birth.
  • International Emergency Medical Assistance: International Medical Assistance offers worldwide coverage and it is available 24 hours a day 365 days a year in emergency situations, providing evacuation and repatriation services. In cases where insufficient medical assistance is not available in the country you are visiting they will transport you to the nearest country where the correct medical treatment can be applied, whether it be by road transportation or air ambulance.
  • Cover for Diagnostic Procedures such as MRI, CT and PET scanning

Optional Upgrade Pack for Premiere-Comprehensive option

For members who chose Priemere-Comprehensive option there is also an optional upgrade pack which further enhances the high-level benefits offered by MultiCare:  

  Description Limit 

Cover for extraction, cleaning, composite filling,

root canal treatment, bridges and crowns,

panoramic X-rays, gingivitis treatment and surgical extraction

Overall limit €500 each year
Extraction €30 per tooth
Cleaning €40 each year
Composite filling €30 per tooth
Root canal treatment €50 per tooth
Bridges & crowns €80 per tooth
Panoramic x-rays €15 per x-ray
Gingivitis treatment €60 per year
Surgical extraction €80 per tooth

Costs for eye tests, prescription glasses and contact lenses.

We will pay this so long as the glasses or lenses are used

to correct your vision.

Overall limit €100 each year
Chronic Conditions

Cover for drugs and diagnostic tests related to chronic conditions.

Please note that pre existing chronic conditions are not covered

under this benefit.


Overall limit €300 each year
Health screen

Additional health screening cover as per benefit 21.

Please note  - this upgrade will be in addition to Benefit 21.

Men and women €300 each year
Children €200 each year

Additional premium for the upgrade pack for each member is €400 yearly or €37 monthly.

The above benefits cannot be purchased separately by individual members under a policy. Once the Pack is added under the policy this will apply to all insured members.


New Plan: SmartStart

SmartStart is a new innovative Plan option, ideal for young adults 25-35 years old.

It’s a comprehensive Plan option and offers the following:

  • In-Patient Treatment and Daycare Treatment for the following conditions:
    • Cancer
    • Heart Conditions
    • Stroke Treatment
    • Treatment as a result of external trauma.
    • International Emergency Medical Assistance
    • It also offers several Out-Patient Benefits as follows:
      • Routine health screen
      • Medical Practitioner charges
      • Prescription drugs
      • Physiotherapy
      • Ambulance Support
      • Non-Professional Sports Injuries


Claim Form

Multicare Rates

Direct Credit Form (for MultiCare individual plan)

Direct Credit Form (for MultiCare group plan)

 ClicK here to request more information on MultiCare