Universal Guaranteed Fund Investment Philosophy

Universal Guaranteed Fund provides a guaranteed return, which is calculated in relation to the base interest rate – repo rate of the European central bank.  The Fund invests mainly in bank deposits.

In line with its investment policy, the asset allocation ranges are shown in the table below:

Investment Category

Percentage (%)

Bonds

0-30%

Cash and other Cash Equivalent

60-100%

Policy Loans

0-10%

Other Investments

0-10%