Life
UniMaster Plus Supplementary Benefits

Term Assurance

Additional insurance cover for loss of life with very low premium and predefined duration, which does not exceed that of the policy. This cover is paid for loss of life from any cause.

Accidental Death

In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.

 

Please note that the addition of supplementary benefits requires additional premium.

Term Assurance

Additional insurance cover for loss of life with very low premium and predefined duration, which does not exceed that of the policy. This cover is paid for loss of life from any cause.

Accidental Death

In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.

 

Please note that the addition of supplementary benefits requires additional premium.

UniMaster Plus ensures that the scheme belongs exclusively to the child who will be the sole beneficiary of the accumulated capital of the plan at maturity.  Additionally, Unimaster Plus will stay in-force even in case of loss of life or total permanent disability of the insured parent, as it incorporates the Waiver of Premium benefit for both contingencies (death and disability).  

UniMaster Plus has a fixed duration between 10 and 21 years with the maximum age of the insured being 60 years old. Maximum age at maturity is 70 years old and the maximum life cover is €2.000.000.  

In the case of the insured parent’s death, the amount to be paid shall be equal to the difference, if any, of the sum assured and the value of units. Universal Life will continue to pay for the child’s plan until maturity of the policy.  

In the case of total disability of the insured parent, the plan will continue without the parent having to pay the premium until the age of 65 years or until death.

You can add the following supplementary benefits to UniMaster Plus:

  • Term Assurance
  • Accidental Death
I would like more information on UniMaster Plus Supplementary Benefits. Please contact me
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