Group Life
An ideal solution for employers who seek to provide a group investment plan that combines insurance cover and building up capital through saving and investment.

UniPlan is an ideal solution designed for employers who seek to provide their employees with an investment plan that offers life insurance cover for a fixed duration and is also suitable for building up capital through systematic investment.

The scheme is addressed for employers and/or professional associations of at least 10 employees. Its duration can range from 10 up to 45 years and contributions can be either from employers or from employees, or from both parties.

  • With UniPlan each employee has his/her own separate individual policy (account). Contributions are invested in the Company’s internal unit-linked funds and employees can choose their investment strategy according to their risk appetite and investment objectives.
  • Premiums paid by employers and employees are tax deductible
  • It still offers the important group scheme benefits such as:
    • higher percentage investment of the first year premium
    • premium adjustment without limitations on the increase amount
    • participation in the Company’s internal unit-linked funds

In the case of employee departure, the employee can choose to either continue the scheme as a personal plan or surrender the policy.

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