Life
An insurance scheme that provides lifetime protection for all your family members.
UniLife

Unilife is a whole-life, unit-linked scheme suitable for building up capital through systematic investment in the unit-linked funds of Universal Life.

The scheme is addressed to people in need of whole-life protection for loss of life, in order to financially support and protect their family or business.

It’s also suitable for people who want to build up capital and combine it with substantial life insurance. 

UniLife aims to provide lifetime insurance cover while at the same time helps the policyholder build up capital through systematic investment in the internal unit-linked funds.

The policy holder may choose where to give more emphasis: either on investment or on the amount of insurance cover.

UniLife is a whole-life scheme with maximum age of entering the scheme being 70 years old. It offers a substantial insurance cover of €2.000.000 as well as several alternative combinations of insurance cover and investment.

In case of the policyholder’s death, the dependents receive the insured amount or the surrender value, whichever one is bigger. Periodic reviews can apply after the first 10 years of the scheme, then every 5 years and then every one year after the age of 60.

 

Important Information: 

In order to find out more information about how this scheme is connected with the internal unit-linked Funds of Universal Life you can visit the below links:

Scheme Key Information Document

Internal Investment Funds Informative Notes

A number of supplementary benefits may be added to the plan:

  • Accidental Death
  • Accidental Death or Permanent Total Disability from Accident
  • Permanent Total Disability
  • Disability Income
  • Major Medical
  • Waiver of Premium

Find out more details about each of the above benefits.

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