UniCare Supplementary Benefits

Accidental Death

In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.

Major Medical

The Major Medical benefit provides for the payment of cash benefit in case of hospitalization and a surgical benefit in case of a surgery. In case of surgery the level of the surgical benefit depends on the category of the surgery, as defined in the relevant table of the Company. The premium is charged by cancellation of units of the basic plan.

Please note that the addition of supplementary benefits requires additional premium.

The scheme is addressed to people who want to be prepared for all unforeseen incidents in their lives and need comprehensive protection, while at the same time want to do some systematic savings.

UniCare provides insurance protection in case of loss of life for any reason while at the same time helps the policy holder to build up capital.

It offers a unique combination of benefits which are incorporated in the scheme: Whole life cover, Whole life cover for ten dread diseases, cover for permanent total disability and waiver of premium in case of total disability until the age of 65.

UniCare is a life-long scheme with maximum age of entering the scheme being 70 years old. It offers insurance cover of €200.000 as well as many alternative combinations of insurance cover and investment.

In case of the policyholder’s death, or in the case that he is diagnosed with a dread disease or permanent total disability, the dependents receive the insured amount or the surrender value, whichever one is bigger.

The ten dread diseases are as follows:
• Cancer (of specified severity)
• Coronary Artery Disease Requiring Surgery
• Heart Attack (of specified severity)
• Chronic Kidney Failure
• Major Organ Transplantation
• Stroke
• Structural Heart Surgery
• Multiple Sclerosis
• Benign Brain Tumor
• Blindness

Periodic reviews can apply after the first 10 years of the scheme, then every 5 years and then every one year after the age of 60.

More benefits can be added to Unicare in order to cover all your insurance needs:

• Accidental Death
• Major Medical

I would like more information on UniCare Supplementary Benefits. Please contact me
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