Term Assurance
Additional insurance cover for loss of life with very low premium and predefined duration, which does not exceed that of the policy. This cover is paid for loss of life from any cause.
Accidental Death
In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.
Waiver of Premium
In the event of total disablement due to accident or illness any future premiums (after the first six months of disability) will be waived and assumed to be paid by the Company. The benefit expires at age 60 or at the maturity of the policy if earlier.
Major Medical
The Major Medical benefit provides for the payment of cash benefit in case of hospitalization and a surgical benefit in case of a surgery. In case of surgery the level of the surgical benefit depends on the category of the surgery, as defined in the relevant table of the Company. The premium is charged by cancellation of units of the basic plan.
Please note that the addition of supplementary benefits requires additional premium.