Life
UniLady Supplementary Benefits

Term Assurance

Additional insurance cover for loss of life with very low premium and predefined duration, which does not exceed that of the policy. This cover is paid for loss of life from any cause.

Accidental Death

In case of loss of life from an accident, the amount is paid as a lump sum to the heirs over and above the sum assured of the basic plan.

Waiver of Premium

In the event of total disablement due to accident or illness any future premiums (after the first six months of disability) will be waived and assumed to be paid by the Company. The benefit expires at age 60 or at the maturity of the policy if earlier.

Major Medical

The Major Medical benefit provides for the payment of cash benefit in case of hospitalization and a surgical benefit in case of a surgery. In case of surgery the level of the surgical benefit depends on the category of the surgery, as defined in the relevant table of the Company. The premium is charged by cancellation of units of the basic plan.

 

Please note that the addition of supplementary benefits requires additional premium.

UniLady is especially designed for women until the age of 50 who wish to be prepared for any unexpected events that may happen by securing cover in order to provide relief for their family from any financial adversity.

UniLady incorporates a unique combination of benefits including cover for loss of life, cover for then Dread Diseases, cover for permanent total disability, as well as in the event of the diagnosis of carcinoma in situ of a gynecological nature.

The plan has a fixed duration up to the age of 65 with the maximum cover being up to €200.000.

In the case of the policyholder’s death, or in the case that she is diagnosed with a dread disease or permanent total disability, the dependents receive the insured amount or the surrender value, whichever one is bigger.

In addition, the plan provides cover in the event of the diagnosis of carcinoma. In the case of gynecological nature it provides an accelerated benefit equal to 20% of the sum assured.

It also provides fixed compensation for Pap tests and mammograms during the first three years of the policy. 

You may add supplementary benefits to UniLady as follows:
• Term Assurance
• Accidental Death
• Waiver of Premium
• Major Medical

I would like more information on UniLady Supplementary Benefits. Please contact me
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