MultiCare Excess Options
A cost-efficient solution assuring the same level of service, quality and expertise in medical care
MultiCare Excess Options have been developed by Universal Life in association with AXA Global Health Care for people who are looking for a cost-efficient solution to cover their health insurance needs while assuring the same level of service, quality, and expertise.
Whether you’re in Cyprus or travelling abroad, you’ll want to feel sure that if anything should happen to you or your family in the way of illness or injury, you’ll have access to the best possible medical care. To be able to offer a more cost-effective scheme, MultiCare Excess options include a yearly excess amount.
An excess is the amount you pay towards eligible treatment under your plan, which is then deducted from the amount payable. Therefore the patient pays a much lower insurance amount while still having access to the same level of service, quality and expertise. Any annual excess is applied each policy year for each member, even if treatment is continuous from one year to the next.
The excess options are available to members with the Standard level of cover on the Premiere and Value Plus plans. The excess is only applicable to in-patient and daycare benefits.
There are 3 yearly excess options, €1.000, €2.500 και €5.000.