Guaranteed Fund

The fund provides a guaranteed return that can never be negative and is calculated on the deposit facility rate of the European Central Bank. The fund invests mainly in bank deposits and is considered as a “Very Low” risk fund.

To achieve its investment policy, the composition of the fund is structured as follows:

Investment Category Percentage (%)
Income Assets:
Bonds and Debentures * 0-30%
Cash and Cash Equivalents 70 - 100%

*   It includes policy loans and receivables due in more than one year.

Notes: 

  1. The Fund is no longer available for new policies with effective date 01/07/2023 and onwards.
  2. Subject to the percentage limits mentioned in the above table, the Company reserves the right to structure the allocation of the Fund as it thinks fit in order to meet its investment goals.

Funds Performance Scenarios

Regular

Single

Funds Allocation

31/12/2025

Funds Performance

Please select the period which you like to see the performance of the fund
Investment returns are calculated based on the offer price of the last business day of each month. Prices shown on the diagram are offer prices.
Guaranteed Fund Return
From 28/02/2023 Το 30/01/2026 Percentage
Total Return: 5.01%
Annualized Return: 1.69%