Cashless Service: You Relax, We Take Care of the Rest

Effortless Healthcare with Comfort and Confidence

Take the stress out of healthcare.

With Universal Life’s Cashless Service, you can receive outpatient medical care without any upfront payments. We settle the costs directly with participating healthcare providers—so you can focus entirely on what matters most: your health and recovery.

What’s Included?

Our Cashless Service covers:
✅ Specialist doctor visits
✅ Selected diagnostic tests

If you're insured under MultiCare Elite or MultiCare Premiere with Extended Coverage, you can visit any healthcare professional in our Approved Medical Provider Network participating in the service—and access the care you need, hassle-free.

How It Works

✔️ Easy Identification via U Connect
Your digital member card marked “Cashless,” available through U Connect, is all you need. Present it at a participating medical center to enjoy seamless access to care.

✔️ Clarity & Convenience
Universal Life pays providers directly. If a service isn’t covered or your annual outpatient limit has been reached, we’ll settle the cost upfront and notify you of any balance, which may be reclaimed at a later stage.

At Universal Life, your health is always our top priority.