Your Health Comes First – Preventive Screenings with MultiCare
At Universal Life, we believe prevention is the foundation of lifelong wellness. That’s why, through our MultiCare Elite, Premiere, and Value Plus plans, we offer free annual preventive screenings—giving you the power to detect potential health risks early and take proactive steps to safeguard your well-being.
For Women
Pap Smear – Mammogram & Breast Ultrasound
Cervical cancer is one of the few cancers that can be prevented with regular screening. A Pap smear is recommended starting at age 21—or earlier for those with a family history.
Breast cancer is the most frequently diagnosed cancer in women. Mammograms can detect tumors early, significantly improving treatment outcomes. Annual screenings are advised from age 40, or earlier when there’s a family history.
Annual Coverage
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€200 under the MultiCare Elite plan
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€150 under the Premiere and Value Plus plans
For Men
Prostate-Specific Antigen (PSA) Test
Prostate cancer is one of the most common cancers among men and often shows no symptoms in its early stages. A PSA blood test helps detect abnormalities early. Annual testing is recommended from age 50, or from age 40 for men with a family history.
Annual Coverage
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€50 under the Elite plan
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€20 under the Premiere and Value Plus plans
Why Preventive Screenings Matter
Annual check-ups are a powerful tool in identifying health issues before symptoms appear. They support early intervention and lower the risk of serious conditions like heart disease, diabetes, and hormonal imbalances.
Recommended preventive tests include:
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Cardiac Stress Test & ECG
Evaluates heart function; recommended from age 40 or earlier if there’s a family history of cardiovascular disease. -
Blood Tests
Includes complete blood count, lipid panel, glucose, thyroid function, and more. Essential for monitoring your health status. -
Prostate Exams
Recommended annually for men aged 50+, or from age 40 with family history. -
Mammogram & Pap Smear
Key screenings for women’s health, aligned with global medical guidelines. -
General Health Screenings
Diagnostic exams that provide a comprehensive view of your overall health. -
Vaccinations
Administered according to medical guidance and age-specific needs.
All screenings are conducted through accredited and recognized medical providers.
Annual Coverage Limits
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MultiCare Elite:
Up to €300 per adult and €100 per child -
Premiere & Value Plus:
Up to €100 per adult and €75 per child
These benefits are available every year, provided the policy has been active for at least 12 consecutive months, and continue with each policy renewal.
For more details, please refer to the Participation Guide and Policy Agreement, or contact our Customer Service Team at 22882222.
