UniPension

Save up for the years to come and supplement your retirement

Guaranteed Fund
Investment Philosophy

The Fund provides a guaranteed return which can never be negative and is calculated in relation to the deposit facility rate of the European Central Bank. The Fund invests mainly in bank deposits.

In order to achieve its investment policy the Fund aims at the following portfolio mix:

Investment Category Percentage(%)
Income Assets:     
Bonds and Debentures* 0-30%
Cash and cash equivalents 60-100%
   

*   It includes policy loans and receivables due in more than one year

Subject to the percentage limits mentioned in the above table, the Company reserves the right to structure the allocation of the Fund as it thinks fit in order to meet its investment goals.

Internal Investment Funds Informative Notes